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Profile photo of a State Farm Agent named: Tammie Downare
State Farm® Insurance Agent

Tammie Downare

3700 West Division Street
Suite 107
Saint Cloud, MN 56301

By all the good stuff, like Barnes and Noble!

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

8am - 6pm
After Hours by Appointment
Call us 24 hours a day!


3700 West Division Street
Suite 107
Saint Cloud, MN 56301



I started my State Farm career in 1994, and I am beyond grateful to serve the people of Central Mn, including St Cloud, MN, Sartell MN, Sauk Rapids, MN, and St Joseph MN. We welcome customers from all over the great state of Minnesota. My agency handles homeowners insurance, renters insurance, auto insurance, life insurance, business insurance, pet insurance, and so much more!

My dedicated team is committed to creating a caring, welcoming, stress-free experience so you can plan for your future. We are compassionate and understand the importance of protecting what is important to you. We want to connect with you and create a plan that is personal and fits your budget. Insurance can be complicated, but we are here to make insurance easy, such as helping you choose your deductibles or what type of Life Insurance options might be right for you.

As for me, I have lived in Minnesota most of my life and I am a graduate of Bemidji State University. My primary education is in Business Management, Education, and Psychology. I am married and have 4 incredible children and love to find ways to support their interests and passions. My husband Taggart is the inventor/owner of Rollga and has a heart for helping people live a healthier life. We have two dogs, a rescue named Walker from the Humane Society in St Cloud, MN and a Yorkie named TiaBoo who I often refer to as "Lil T." I love anything creative and am always looking for ways to surprise and delight people through music, art, crafting, cooking, writing, or just showing up for what matters to them. I enjoy reading and consider every person I meet another opportunity to hear a new story.

Since becoming a State Farm Agent in 2001 the office has gone through two relocation's which can be challenging, and we understand those challenges and can help you with yours. We are always excited to help you find the perfect home, renters, auto, life, or business insurance for your needs. Boating and motorcycle season are almost here! Please give us a call, text, or email to make sure you have the right insurance for all your toys! We can help with boat insurance, ATV Insurance, motorcycle insurance, RV insurance, and so much more! Call, text, email, or come see us and we can get you a hassle-free quote!

Minnesota roads can be tricky in the winter and your safety is our top priority, so we are always available for a virtual appointment in any weather!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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Our office strives to provide our customers with reliable, trustworthy, and professional service in St Cloud, Sartell, Sauk Rapids, St Joseph, and throughout the state of Minnesota . We are an award winning office, having qualified for Ambassador Club, along with Silver Scroll, and Chairman's Circle. We will always take time to complete a comprehensive review of our customer's Insurance needs! Our State Farm Insurance Agency has three core values:

  • Put our customers first. Whether it's helping you choose the right deductible on your auto insurance or properly valuing your dwelling on your home insurance. We will not cut corners, and we take pride in the quality of the insurance we recommend.

  • Be there for the unexpected. Insurance is a promise, and we promise every customer that we will be there when you need us.

  • Show up every day ready to connect with you! Customers are neighbors not numbers and we want you to know you are valued!

Meet our awesome insurance team! We provide a warm, reliable, comprehensive service to our State Farm customers. We aspire to be the customers preferred choice for their Minnesota Insurance and Financial Service needs. We focus on Auto Insurance, Home Insurance, Life Insurance and Business Insurance throughout Central Minnesota including; Saint Cloud, Sartell, Sauk Rapids, St Joseph, Waite Park, Clearwater, and Saint Augusta.
Isabel Deadrick State Farm Agent Team Member

Isabel Deadrick

Account Representative

Isabel was born in St Cloud, MN. She lives locally with her husband and her fish. Isabel looks at State Farm customers who call, email, or text as an opportunity to create an insurance plan and delivers it with a genuine concern for their well-being. Her goal is to work with you, so you can be confident you aren't paying for things you don't need. She is a fan of trash reality shows. Licensed in Auto, Home, Renters, Business, Life, and Health Insurance in Minnesota.

Ellie Lindner

Account Representative

Ellie relocated and now lives locally in St. Cloud, Minnesota with her fiance and her son. In addition to being a mom to a human boy, she is also a cat and dog mom to eight or so hairy babies. BTW she is licensed in Pet Insurance. She graduated with high honors from the University of Nebraska and was in the Army National Guard for 8 years also earning several honors. Ellie is driven and solution oriented, which makes her a perfect go to for anyone who is wanting results. She gets right to the point and wants people to have a hassle-free experience. In her spare time Ellie enjoys writing and has a published book with another on the way. She is licensed in Auto, Home, Renters, Business, Life and Health Insurance in Minnesota and is a great resource for relocating to Central Minnesota.


Justina Henry

Account Representative

Justina was born and raised in St. Cloud, Minnesota and lives locally with her fiance. She is a proud mom of two and refers to them as her "heart that walks outside her body." She is also in love with her Scottie dogs, Bumi and Honey Pot. When we joke about what Justina loves we cannot forget that Coffee ranks pretty high for her. She has been a small business owner for 10 years in St. Joseph, Minnesota and understands all of the complexities. She is delighted when she can help others understand how to prevent gaps in their insurance and help them budget for what matters most. Justina is licensed in Minnesota in Home, Auto, Business, Renters, Condo, and Pet Insurance.

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.