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Profile photo of a State Farm Agent named: Tammie Downare
State Farm® Insurance Agent

Tammie Downare

3700 West Division Street
Suite 107
Saint Cloud, MN 56301

By all the good stuff, like Barnes and Noble!

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

8am - 6pm
After Hours by Appointment
Call us 24 hours a day!

Contact me to schedule a virtual meeting


3700 West Division Street
Suite 107
Saint Cloud, MN 56301



My State Farm life began in 1994, and I am beyond grateful to serve the people of Central Mn, including St Cloud, MN, Sartell MN, Sauk Rapids, MN, and St Joseph MN. We welcome customers from all over the great state of Minnesota! My agency handles homeowners insurance, renters insurance, auto insurance, life insurance, business insurance, pet insurance, and so much more!

My dedicated team is committed to creating a caring, welcoming, stress-free experience so you can plan for your future. We are compassionate and understand the importance of protecting what is important to you. We want to connect with you and create a plan that is personal and fits your budget. Insurance can be complicated, but we are here to make insurance easy, such as helping you choose your deductibles or what type of Life Insurance options might be right for you.

I have lived in Minnesota most of my life and I am a graduate of Bemidji State University. My primary education is in Business Management, Education, and Psychology. I am married and have 4 incredible children and love to find ways to support their interests and passions. My husband Taggart is the inventor/owner of Rollga and has a heart for helping people live a healthier life. We have three dogs, a rescue named Walker from the Humane Society in St Cloud, MN, a Yorkie named TiaBoo who I often refer to as "Lil T" and Maple, a chocolate Yorkie. I love anything creative and am always looking for ways to surprise and delight people through music, art, crafting, cooking, writing, or just showing up for what matters to them. I enjoy reading and listening to people's stories.

Since becoming a State Farm Agent in 2001 the office has gone through two relocation's which can be challenging, and we understand those challenges and can help you with yours. We are always excited to help you find the perfect home, renters, auto, life, or business insurance for your needs. It's "insure your love" month so please give us a call, text, or email to discuss protecting the ones you love and their future. We can also help with boat insurance, ATV Insurance, motorcycle insurance, RV insurance, and so much more! Call, text, email, or come see us and we can get you a hassle-free quote!

We offer in person and virtual appointments! What matters to you, matters to us.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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Our office strives to provide our customers with reliable, trustworthy, and professional service in St Cloud, Sartell, Sauk Rapids, St Joseph, and throughout the state of Minnesota . We are an award winning office, having qualified for Ambassador Club, along with Silver Scroll, and Chairman's Circle. We will always take time to complete a comprehensive review of our customer's Insurance needs! Our State Farm Insurance Agency has three core values:

  • Put our customers first. Whether it's helping you choose the right deductible on your auto insurance or properly valuing your dwelling on your home insurance. We will not cut corners, and we take pride in the quality of the insurance we recommend.

  • Be there for the unexpected. Insurance is a promise, and we promise every customer that we will be there when you need us.

  • Show up every day ready to connect with you! Customers are neighbors not numbers and we want you to know you are valued!

Meet our fantastic team! We provide a warm, reliable, comprehensive service to our State Farm customers. We aspire to be the customers preferred choice for Minnesota. We focus on Life Insurance, Home Insurance, Auto Insurance and Business Insurance throughout Central Minnesota including; Saint Cloud, Sartell, Sauk Rapids, St Joseph, Waite Park, Clearwater, and Saint Augusta.

Isabel Deadrick State Farm Agent Team Member

Isabel Deadrick

Account Representative

Isabel was born in St Cloud, MN. She lives locally with her husband, fish, and 4 cats. Isabel treats State Farm customers who call, email, or text with genuine concern for their well-being while she creates individualized insurance plans. Her goal is to work with you, so you can be confident you aren't paying for things you don't need. She is a big fan of trash reality shows. Licensed in Auto, Home, Renters, Business, Life, and Health Insurance in Minnesota.

Ellie Lindner State Farm Agent Team Member

Ellie Lindner

Account Representative

Ellie relocated and now lives locally in St. Cloud, Minnesota with her husband and her son. In addition to being a mom to a human boy, she is also a cat and dog mom to eight or so hairy babies. BTW she is licensed in Pet Insurance. She graduated with high honors from the University of Nebraska and was in the Army National Guard for 8 years also earning several honors. Ellie is driven and solution oriented, which makes her a perfect go to for anyone who is wanting results. She gets right to the point and wants people to have a hassle-free experience. In her spare time Ellie enjoys writing and has a published book with another on the way. She is licensed in Auto, Home, Renters, Business, Life and Health Insurance in Minnesota and is a great resource for relocating to Central Minnesota.


Troy Nellis

Customer Relations Representative

The greatest joy in my life is being a father and spending time with my son in the great outdoors. I am a former DJ who has a song for every situation! I enjoy serving the communities I live in and giving back. It is incredibly important to me to meet new people and create new friendships! This office embodies family, friends, and the community and are the reasons I look forward to showing you a Remarkable Customer Experience!


Austin Southers

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.